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| | </div> | | </div> |
| | </li> | | </li> |
| − | <li class="mwf-faq-question" role="presentation">
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| − | <h3 class="mwf-faq-toggle expand-collapse-link closed" data-target-id="WAILUCEU" id="Y7Q5RKN4" style="touch-action: auto;"><button aria-controls="FKJMU5WN" aria-expanded="false" style="background-color: transparent; border: none; text-align: left; padding: 0px;"> <i class="mwf-icon"></i><span>When are my funds available?</span></button></h3>
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| − | <div class="mwf-faq-answer expand-collapse-content closed" data-target-id="WAILUCEU" id="FKJMU5WN" role="region" aria-labelledby="Y7Q5RKN4">
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| − | <p>Mobile deposited funds are available on the day after the deposit credit date, unless a hold is applied. If a hold is applied, you'll be notified.</p>
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| − | <p>For example, funds deposited on Monday before 9 pm Pacific Time will be available Tuesday. Funds deposited on Monday after 9 pm will be available Wednesday.</p>
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| − | <div class="mwf-faq-format-content"><strong>Status in Account Activity</strong>
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| − | <p>You can view the status of your deposit in the Account Activity for the appropriate account.</p>
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| − | <p>You will know that your deposit amount is available when the amount appears in your available balance.</p>
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| − | </div>
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| − | <div class="mwf-faq-format-content"><strong>Hold notifications</strong>
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| − | <p>When a hold is applied on any portion of your deposit, you will receive a notification that provides details on the amount held and when it will be available.</p>
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| − | </div>
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| − | <div class="mwf-faq-format-content">
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| − | <p>A deposit is held when funds are posted to your account but are not immediately available to cover debits or withdrawals. Common reasons include:</p>
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| − | <ul>
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| − | <li>Large deposit amount</li>
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| − | <li>Frequent overdrafts</li>
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| − | <li>Deposited check returned unpaid</li>
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| − | <li>Indications a deposited check may not be paid </li>
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| − | </ul>
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| − | </div>
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| − | </div>
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| − | </li>
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| − | <li class="mwf-faq-question" role="presentation">
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| − | <h3 class="mwf-faq-toggle expand-collapse-link closed" data-target-id="1V3I5KHK" id="UC7D1Z73" style="touch-action: auto;"><button aria-controls="ELMLG80C" aria-expanded="false" style="background-color: transparent; border: none; text-align: left; padding: 0px;"> <i class="mwf-icon"></i><span>How should I endorse my check?</span></button></h3>
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| − | <div class="mwf-faq-answer expand-collapse-content closed" data-target-id="1V3I5KHK" id="ELMLG80C" role="region" aria-labelledby="UC7D1Z73">
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| − | <p>Before you take your check photos:</p>
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| − | <ol>
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| − | <li> <strong>Sign the back of your check</strong></li>
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| − | <li> <strong>Write <span lang="en" class="OneLinkNoTx">"For Mobile Deposit at Wells Fargo Bank Only"</span> below your signature. </strong>(Or if available, check the box that reads: "Check here if mobile deposit".)</li>
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| − | </ol>
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| − | </div>
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| − | </li>
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| − | <li class="mwf-faq-question" role="presentation">
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| − | <h3 class="mwf-faq-toggle expand-collapse-link closed" data-target-id="SC9OLKRC" id="USV0JH8W" style="touch-action: auto;"><button aria-controls="5BBAB0HR" aria-expanded="false" style="background-color: transparent; border: none; text-align: left; padding: 0px;"> <i class="mwf-icon"></i><span>How should I take my check photos?</span></button></h3>
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| − | <div class="mwf-faq-answer expand-collapse-content closed" data-target-id="SC9OLKRC" id="5BBAB0HR" role="region" aria-labelledby="USV0JH8W">
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| − | <p><strong>For best results:</strong></p>
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| − | <ul>
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| − | <li>Place check on a dark colored surface that's not reflective and is well lit.</li>
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| − | <li>Position camera directly over the check (not angled).</li>
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| − | <li>Fit all 4 corners inside the guides.</li>
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| − | </ul>
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| − | </div>
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| − | </li>
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| − | <li class="mwf-faq-question" role="presentation">
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| − | <h3 class="mwf-faq-toggle expand-collapse-link closed" data-target-id="1ZI2B272" id="AA1L1TB5" style="touch-action: auto;"><button aria-controls="R59U8SQ5" aria-expanded="false" style="background-color: transparent; border: none; text-align: left; padding: 0px;"> <i class="mwf-icon"></i><span>What types of checks can I deposit?</span></button></h3>
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| − | <div class="mwf-faq-answer expand-collapse-content closed" data-target-id="1ZI2B272" id="R59U8SQ5" role="region" aria-labelledby="AA1L1TB5">
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| − | <p>You can deposit checks payable in U.S. dollars and drawn at any U.S.-based bank, including personal, business, and most government checks. Checks must be payable to, and endorsed by, the account holder. </p>
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| − | <p>The following are <strong>not</strong> eligible for Mobile Deposit: international checks, U.S. savings bonds, U.S. postal money orders, MoneyGram, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), and cash.</p>
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| − | </div>
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| − | </li>
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| − | <li class="mwf-faq-question" role="presentation">
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| − | <h3 class="mwf-faq-toggle expand-collapse-link closed" data-target-id="D9RVXSN3" id="1NIBQTJD" style="touch-action: auto;"><button aria-controls="NRK85GGM" aria-expanded="false" style="background-color: transparent; border: none; text-align: left; padding: 0px;"> <i class="mwf-icon"></i><span>Are there deposit cutoff times?</span></button></h3>
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| − | <div class="mwf-faq-answer expand-collapse-content closed" data-target-id="D9RVXSN3" id="NRK85GGM" role="region" aria-labelledby="1NIBQTJD">
| |
| − | <table>
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| − | <colgroup><col width="150">
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| − | <col width="150">
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| − | </colgroup><tbody><tr>
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| − | <th>Deposits made</th>
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| − | <th>Funds are available</th>
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| − | </tr>
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| − | <tr>
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| − | <td>Before 9 pm Pacific Time business days</td>
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| − | <td>On the next day after your deposit</td>
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| − | </tr>
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| − | <tr>
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| − | <td>After 9 pm Pacific Time business days</td>
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| − | <td>On the day after the deposit credit date</td>
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| − | </tr>
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| − | <tr>
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| − | <td>Non-business days</td>
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| − | <td>On the day after the deposit credit date</td>
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| − | </tr>
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| − | </tbody></table><br>
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| − | <p>Business days are Monday - Friday except federal holidays.</p>
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| − | <p>The deposit credit date is provided on the confirmation screen and in your email confirmation.</p>
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| − | </div>
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| − | </li>
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| − |
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| | </ul> | | </ul> |
| | </section> | | </section> |
